Debts2.7 - App Store

Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator.

Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance.

Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next.

FEATURES
* Payment progress indicators for easy tracking and motivation
* Record payment and spending transactions for accurate balances
* Quick view of upcoming scheduled payments
* Timely due-date reminders with notifications
* Payoff Plan estimator to support your payoff planning
* Built-in debt snowball method for estimates and planning
* Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox)
* Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more)

Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.

Version History This update includes bug fixes and is iOS 26 compatible. 2.7 12/24/2025 This update includes bug fixes and is iOS 16 compatible. 2.6 10/27/2022 This update includes bug fixes and is iOS 15 compatible. 2.5 10/24/2021 This update includes dark mode support and bug fixes. 2.4 07/20/2021 This Debts app update includes improvements and bug fixes. 2.3.2 03/29/2019 This Debts update includes improvements and bug fixes. 2.3.1 01/30/2019 This update supports the tall display on iPhone X, XS and XR. Also includes improvements and bug fixes. 2.3 01/11/2019 - Bug fixes 2.2.1 04/05/2016 - iOS 9 compatibility release 2.2 10/06/2015 - Bug fixes 2.1.1 05/23/2015 - Fixes the corner button issue running on iPad.
- Requires minimum iOS 8.
- Other bug fixes. 2.1 03/31/2015 - Optimized for iOS 8
- Optimized for iPhone 6 / iPhone 6 Plus 2.0.2 11/18/2014 Version 2.0.1
- Bug fixes

Version 2.0
- iOS 7 compatible release
- Interface redesign for iOS 7
- New app icon 2.0.1 01/27/2014 Version 2.0
- iOS 7 compatible release
- Interface redesign for iOS 7
- New app icon 2.0 09/26/2013 ■ Support iPad native interface. Debts app is now a universal app for both iPhone/iPod touch and iPad. 1.6 01/10/2013 ■ Bug fixes. 1.5.1 11/20/2012 ■ Imroved debts and transaction reports with charts, PDF and AirPrint support. Print reports directly from within app to AirPrint compatible printers. Email reports in PDF or CSV format. Open PDF or CSV reports in third party apps such as Numbers and Dropbox.
■ Ability to edit opening balance of debt.
■ Improved compatibility with iPhone 5's taller screen.
■ Bug fixes. 1.5 10/25/2012 ■ iOS 6 compatible.
■ Supports 4-inch Retina Display in iPhone 5 and iPod touch 5th generation.
■ Removal of Japanese language localization. 1.4 09/19/2012 ■ iOS 5 compatible release.
■ Requires iOS 4.3 and above. 1.3.2 10/12/2011 ■ Fix issue with passcode protection.
■ Fix app crashes while editing debt info.
■ Other bug fixes. 1.3.1 05/21/2011 ■ Simpler payment recording with removal of time entry.
■ Improved passcode protection under iOS multitasking.
■ Bug fixes.
■ iOS 4.3 compatible. 1.3 03/25/2011 ■ Added done button to numeric keypad for ease of entering currency amount.
■ Bug fixes. 1.2.1 02/14/2011 ■ New transactions report
■ Supports 0% interest rate for a debt
■ Language localization (Chinese and Japanese) 1.2 01/05/2011 ■ Payment due date reminder via notification.
■ iOS 4.2 compatible.
■ Bug fixes. 1.1 11/18/2010 1.0 11/01/2010